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Is your guitar insured

Discussion in 'Sidewinders Bar & Grille' started by D_Kita, Nov 11, 2017.

  1. Ebidis

    Ebidis Providing the world with flat bends since 1985 Strat-Talk Supporter

    Age:
    52
    Nov 14, 2013
    Alabama
    I just spit coffee all over myself! Thanks. :D
     
    crashbelt, vlxerdon and Thrup'ny Bit like this.

  2. fezz parka

    fezz parka Strat-Talk Supporter

    Apr 21, 2011
    ₩¥€£§μГ
    ...and the power company, sanitation engineer, Dept of Transportation (road crew), animal control...
     
    Last edited: Nov 11, 2017
    davidKOS likes this.

  3. heltershelton

    heltershelton ASKED TO LEAVE THE STAGE Strat-Talk Supporter

    Jun 5, 2013
    Not Florida
    mossberg and springfield.
     
    davidKOS likes this.

  4. Ebidis

    Ebidis Providing the world with flat bends since 1985 Strat-Talk Supporter

    Age:
    52
    Nov 14, 2013
    Alabama
    ...and the power company, sanitation engineer, Dept of Transportation (road crew), animal control...[/QUOTE]
    Don't forget entertainment, you're also the band. :D
     
    fezz parka likes this.

  5. amstratnut

    amstratnut Peace thru Music. Strat-Talk Supporter

    Dec 1, 2009
    My house.
    Yeah, I gig as a hobby but I think Id be sol on homeowners insurance if anything happened.

    My guitars arent that expensive but, Id still be bummed if my Les Paul was stolen.
     

  6. StratSounds

    StratSounds Senior Stratmaster

    Sep 10, 2016
    Rocky Mountain Way
    My guitars aren't, but my hands are. Good old Lloyds of London baby! :D
     
    Ebidis likes this.

  7. fezz parka

    fezz parka Strat-Talk Supporter

    Apr 21, 2011
    ₩¥€£§μГ
    The coyotes are my backup singers .
     

  8. davidKOS

    davidKOS Musician, Composer, Teacher Strat-Talk Supporter

    May 28, 2012
    California
    That's the story it seems.

    It keeps arsonists away.
     

  9. fezz parka

    fezz parka Strat-Talk Supporter

    Apr 21, 2011
    ₩¥€£§μГ

  10. rolandson

    rolandson Most Honored Senior Member

    Yes.

    Standard homeowners for the usual stuff, partscasters and whatever. The valuable stuff has a separate policy all their own.
     

  11. brians

    brians Senior Stratmaster

    Age:
    48
    Nov 28, 2016
    ZA
    My Pedesoli shotgun ensures my insurance at home, along with Mr Colt and the Beretta family, no outside insurance needed
     

  12. brians

    brians Senior Stratmaster

    Age:
    48
    Nov 28, 2016
    ZA
    Oh , and four Scottish Terriers
     

  13. garyhoos1

    garyhoos1 Huffing n Puffing. Silver Member

    Age:
    56
    Jan 28, 2012
    North Wales and Somerset.
    I still have a valid shotgun license the days of killing wild life are well gone.

    But it’s still in place.

    My old staffy too.
     

  14. Ebidis

    Ebidis Providing the world with flat bends since 1985 Strat-Talk Supporter

    Age:
    52
    Nov 14, 2013
    Alabama
    I have a vicious chihuahua. She guards my guitars even when I'm away.

    fullsizeoutput_131.jpeg
     

  15. Mr. Lumbergh

    Mr. Lumbergh needs you to go ahead and come in on Sunday, too. Strat-Talk Supporter

    Jan 10, 2014
    Initech, Inc.
    This is me too. My camera, computer, and music gear is all covered by a valuable property rider on my renter’s policy.
    Which reminds me, I need to add my 5622T to the list, I have declared it a keeper...
     
    Textele and Paperback Rocker like this.

  16. artgtr

    artgtr Senior Stratmaster

    Aug 18, 2013
    WURTSBORO, NY
    No special rider policy - they wanted $2500. + a year For a policy specifically for just my guitars. My normal homeowners policy only covers up to like $5K for all those items. I have camera’s mounted & recording. Alarm system! I’m sure there is a policy that is semi affordable, for guitars & others collectibles, I just didn’t pursue it. I have classic Insurance on my hot rods, that’s like $100. A car per year. I could justify like $500. A year for like $50K in coverage, maybe. If someone knows of a Insurance company especially for guitars?
     

  17. Pluckeverystring

    Pluckeverystring Strat-Talk Member

    Age:
    26
    56
    Feb 13, 2018
    Toronto
    People with insurance should post this info. That way other forum members steal them, insurance pays the victim money to buy a replacement, everyone's happy. That's the way it works right?
     
    ryunker likes this.

  18. Cerb

    Cerb Senior Stratmaster

    Age:
    38
    Jan 22, 2016
    Sweden
    My home is insured, that includes the guitars.
     

  19. montemerrick

    montemerrick spiritual birthday, April 1 Strat-Talk Supporter

    no. but they are licensed to kill.
     

  20. albala

    albala Most Honored Senior Member Strat-Talk Supporter

    May 10, 2012
    stamford, CT
    Homeowners insurance and some of my guitars are SCHEDULED

    Scheduled personal property protects valuable items that are out of the ordinary and need to carry separate coverage to ensure that their full value is covered in the event of a claim.

    Otherwise you're at the mercy of what the insurance company thinks your stuff is worth, which is nowhere near what you think
     
    Stratoskater likes this.