This past weekend I was shocked by the Wall St. Journal Your Money podcast stating something like about 40% of Generation X having $25,000 or less in savings and today I see the headline below listing my metro area in the worst for homeowner debt. At least our prices are rising. http://www.forbes.com/lifestyle/200...es-forbeslife-cx_mw_0417realestate_table.html It's interesting in that it makes me feel really good about our life style where our moderation sort of has the last laugh on us, but learning that so many people already in their 40s have so much nothing that's their own and the debt makes for a scary future where I have to hope my kids do well and hope our cautious living in terms of finance won't have us paying for the foolishness of others. I have to do errands across the metro area today so I'll get a smile and worry looking at those in fancy cars and clothes knowing the benefits of our frugal ways. The amazing (shock?) thing here is looking at what vanity drives people to do because we are not high wage earners and ended up in one of the best neighborhoods in the county with home equity and cars paid for. It makes me feel very thankful about where we came from and makes me wonder how the emerging middle classes in other parts of the world will do over a few generations.