Hi, For the sake of argument say I I have $10,000 in savings and $10,000 in credit card debt (at ~14% APR) Current pay back schedule will have the CC paid off in 6 months so only ~$700+/- in interest. I'm leaning towards not touching the savings at all OR add to payments occasionally to get debt down faster. I just pulled out a few $100 to make sure I'm on schedule. IF things remain the same I'd easily be whole in my savings in 6 months or less. $700 ahead too! Any one here have good money sense and can advise me? Thanks!